Get Real Savings®*

A simple savings account that can help you save for future goals.

FEATURES

    • $10 minimum deposit to open
    • Earns interest
    • No monthly account fees
    • No limit on transactions
    • Eligible for a Debit Visa® Card, eStatements, and direct deposit

At age 13, account holders can obtain their first bankHometown debit card and benefit from having ATM fees refunded nationwide.* Online Banking and eStatement options are available at this time. NOTE: Must be at least 13 years of age to open a savings account with a parent/guardian present and on the account.

At age 14, account holders can graduate to Get Real Checking® with a bankHometown debit card. NOTE: Must be at least 14 years of age to open a checking account with a parent/guardian present and on the account.**

Check out the current rates.

Not responsible for surcharges or fees imposed by other banks, ATM operators , or networks.
*Can request a bankHometown debit card at 13 years of age. Debit card will not have Point of Sale functionality until the account owner turns 16 years of age and requests functionality be turned on. Other banks’ ATM surcharge fees that are charged to the account during your current statement cycle will be refunded on the last business day of the current statement cycle up to $7.00 per account per statement cycle. Accounts closed or changed to another product during a current statement cycle will not receive a refund of the other banks’ ATM surcharge fees. This does not include fees imposed by ATM operators or any networks.
**At 16 years of age, can request that Point of Sale functionality be enabled.

Notify us if you are 65 years of age or older, or 18 years of age or younger. You may be eligible for a waiver or reduction of certain account fees or charges.

Club Accounts

With our club accounts, you can plan ahead for holiday expenses or that well-deserved vacation.

FEATURES

  • $10 minimum to open
  • Earns interest
  • No monthly account fees
  • Statement Savings account
  • In April or October, the entire balance including interest will be mailed to you by check or automatically transferred to another account of your choice*

Check out the current rates.

*Partial withdrawals are not allowed.

Get More Money MarketSM

Accelerate your savings with an interest-bearing account that’s flexible enough to adapt to your lifestyle.

FEATURES

  • $500 minimum to open
  • No monthly account fee with a with a minimum daily balance of $500*
  • Eligible for a Debit Visa® Card, eStatements, and direct deposit

Check out the current rates.

*Refer to our fee schedule.

Get More Tiered Money MarketSM

Maximize the advantages of higher interest rates while benefiting from the liquidity of a savings account. Plus, with tiered interest rates, the higher your balance, the higher your interest rate.

FEATURES

  • $1,000 minimum to open
  • No monthly account fee with a with a minimum daily balance of $500*
  • Eligible for a Debit Visa® Card, eStatements, and direct deposit

Check out the current rates.

*Refer to our fee schedule.

Health Savings Account

A Health Savings Account or HSA is an account you deposit money into to save for current or future healthcare expenses. Enjoy favorable tax treatment on the money you save, and you decide how it’s spent: Use it to cover qualified healthcare needs as they’re incurred or carry it over to cover future qualified expenses.

BENEFITS

  • Contributions you make may be tax deductible*
  • Contributions made by your employer may be excluded from gross income
  • Distributions are not taxed when used for qualified medical expenses
  • Distributions for qualified medical expenses can be used to meet your HDHP deductible
  • Funds left in an HSA, including interest, grow tax-free
  • Funds can be left in an HSA to accumulate – no “use it or lose it”
  • An HSA is portable
  • You can open and transfer HSAs to bankHometown

* Certain restrictions may apply. Consult your tax advisor.