Lending options
Commercial Mortgages
Let’s build your business. We’re ready to help with a wide variety of flexible commercial real estate loans. Whether you’re preparing to acquire or construct a new building, to expand your existing facility, or refinance your existing mortgage loan, we customize loans to fit your business.
Get Started
Call us at 888.307.5887, contact one of our Business Lenders or visit any one of our convenient locations.
Documents
To facilitate the lending process, you may print and complete the following documents and bring them with you when you meet with one of our Commercial Lending Professionals.
Business Line of Credit
Need to borrow short-term? Get convenient, instant access to funding when you need it most. A Business Line of Credit gives you cash quickly and easily to help you maintain working capital, acquire inventory, or provide funding for accounts receivable. Payments to your credit line can be initiated through eBusiness Solutions Online Business Banking.
GET STARTED
Call us at 888.307.5887, contact one of our Business Lenders or visit any one of our convenient locations.
DOCUMENTS
To facilitate the lending process, you may print and complete the following documents and bring them with you when you meet with one of our Commercial Lending Professionals.
Business Term Loans
Let’s break new ground. Business Term Loans can help you purchase machinery or equipment, finance business expansions or acquisitions, or refinance existing debt. We offer a variety of term options, including competitive rates and structure, to fit your business needs.
GET STARTED
Call us at 888.307.5887, contact one of our Business Lenders or visit any one of our convenient locations.
DOCUMENTS
To facilitate the lending process, you may print and complete the following documents and bring them with you when you meet with one of our Commercial Lending Professionals.
Small Business Lending
When you’re looking to grow your small business, you need a bank that understands where you are and can help you get where you want to go. That’s why bankHometown offers special programs that help small businesses grow and prosper, backed by local experts who make it easy to do business with us.
SMALL BUSINESS PARTNERSHIP
We’re proud to be part of the Massachusetts State Treasurer’s Small Business Partnership program.
Details
Let’s join forces. The Massachusetts State Treasurer’s Small Business Partnership program is an initiative that deposits state reserve funds into qualifying community banks for new loans to small, credit-worthy businesses like yours. As a certified lender, we use the funds to encourage economic growth and help create new jobs in Massachusetts by offering small business loans up to $1 million to qualified borrowers.
Get Started
Call us at 888.307.5887, contact one of our Business Lenders or visit any one of our convenient locations.
Documents
To facilitate the lending process, you may print and complete the following documents and bring them with you when you meet with one of our Commercial Lending Professionals.
SMALL BUSINESS INITIATIVE
Our Small Business Initiative offers a variety of financing options that meet the unique needs of small businesses.
Details
Got big plans for your small business? Our Small Business Specialists can help! We offer a variety of financial options and deliver them with the responsiveness and quick turnaround time you want. It’s how we unlock potential to help your business grow!
Lending Options
- VEHICLE TERM LOANS. These are designed to provide funds to purchase and refinance new and used titled vehicles. Loans are available in a variety of term options with fixed rates and payments. These loans can be structured to meet your specific financing needs.
- EQUIPMENT TERM LOANS. bankHometown offers loans ranging from $25,000 – $200,000 for your purchases or refinances with terms up to seven years. These will include fixed rates and level payments, which can be structured to meet your specific financing needs.
- WORKING CAPITAL TERM LOANS. Need to support the daily operations of your business? We’re here with permanent working capital term loans with a max loan term of five years. With loan amounts ranging from $25,000-$100,000, these loans can be tailored to match your business demands.
- OWNER OCCUPIED REAL ESTATE LOANS. Whether you’re looking to purchase a new building to refinance your existing mortgage, we can provide a loan to accommodate your plans. Loan terms not to exceed a 10-year term with a 20-year amortization.
Get Started
Contact a Small Business Specialist today at SBI@bankHometown.com or 508.499.7102.
Condominium Association
Planning for capital repairs can be challenging, but it doesn’t have to be. Our team is here to make planning a piece of cake. We specialize in assessing your Condominium Association’s needs and secure the right loan for you. Whether you’re seeking funds for building upgrades or future enhancements, our streamlined application process, competitive rates, and flexible terms can help you spread the cost of your project over time—making your life easier and your residents happier.
GET STARTED
Call us at 888.307.5887, contact one of our Business Lenders or visit any one of our convenient locations.
If your business can build it, we can back it.
Big lending power is about more than just our $80 million lending capacity. How it gets done is just as important as what gets done.
Business is People
Commercial lending is about relationships. We’re here to bring the people power of our loan expertise to building not only your next project but also creating the collaborative connection that lets you know we’re always here to help your business grow.
Business is Local
Don’t get lost in the shuffle. We know more about the local business landscape than big national banks and we have the same kind of lending muscle. We help you move quickly without all the “back-and-forth.” We’re not just in your corner; we’re just around the corner.
Business is Business
We know you put your business first, and that’s how we treat you. From cash management and eBusiness Solutions to fraud prevention tools, you get the services and expertise your business deserves from the bank that knows how to get it done.
Meet our team
Let’s work together to find the financing option that best fits your business goals. From commercial mortgages and business lines of credit to business term loans, and small business partnerships, our local expertise and personalized service are here to help you every step of the way.
"When I walk in[to bankHometown], I honestly feel like I’m the luckiest guy in town.”
Recent deals
Working Together
HOMETOWN LIQUORS
When Oxford-based Hometown Liquors’ owner Mirash Isufi needed financing solutions for ground-up construction of his new store, he turned to bankHometown for the right mix. See how Senior Loan Officer Michael Mahlert helped Mirash unlock his potential!
Reach out to our commercial lending experts.
We can help find the option that works best for you.
